Assets Protection

Assistance With Assets

Protection in Brevard County

When you need asset protection, look no further than Sibley Law & Associates, PLLC. Our firm has over 17 years of experience helping clients in Central Florida and surrounding areas protect their assets. Asset protection is adding layers of protection to the assets you pass down to your loved ones to provide better protection from loss in a divorce, creditors, and even predators. It helps to ensure the valuables you have accumulated during your life will be there for use for them and future generations. We have the experience and legal knowledge to guide you through practical solutions to avoid unnecessary costs, reduce the risk to your hard-earned assets, and limit potential tax liability. Asset protection also includes planning for the need for long-term care. Whether through insurance, a gift plan, or a Medicaid Trust, we evaluate your assets before implementing a plan of action. We pride ourselves on surpassing your expectations, and the job isn’t finished until you’re satisfied. Our attorneys put your best interest first! Call us now for a consultation. 

Protection Against Liability

Our attorneys help reduce the dangers of state and federal tax liens, lawsuits from creditors and collection agencies, and claims from ex-spouses or business partners.

Our Approach

Divorce, inheritance, health issues, creditors, employees, theft, changing markets, malpractice suits, sexual harassment claims, natural disasters and disgruntled business partners are just a few issues that can result in devastating lawsuits for unprepared families and business owners.


The highest level of risk falls on those who think they are immune.


Americans are more concerned now than ever about protecting their assets from pandemics, creditor claims, taxes, divorce, and other disasters – and rightly so.

The more success you have, the more exposed you are as others see your success grow.


Here is some of the “risky behavior” you may be engaging in right now without even realizing it:


  • Will you soon be signing loan documents, a personal guarantee, or a lease?
  • Do you have rental properties or employees?
  • Are you an attorney, physician, or other licensed professional?
  • Do you work in construction or perform services for others?
  • Are you divorced, or getting married into a blended family?
  • Do you have children from a prior marriage or separate property assets?


Here is the thing: all of these activities are activities we want to see you do more of. They are, in many ways, the spice of life. But we do not want your creativity and activities to impact your life negatively.


This is where we come in. We can set up your business and life structures to ensure that you can take maximum opportunity with minimum worry.

We assist our clients in determining the appropriate level of asset protection planning for their particular circumstances.

We help:

  • Nuclear families, blended families, and non-traditional families
  • Business owners and entrepreneurs
  • Divorcées and widowers
  • Professional service providers
  • Landlords and tenants
  • Those who want to protect their hard-earned assets as much as possible

Frequently Asked Questions About Asset Protection Planning

  • WHAT TYPES OF ASSETS CAN BE PROTECTED?

    Only certain types of assets are appropriate for an appropriate asset protection trust. Once you identify what those are in your case, you can transfer those valuable assets into an asset protection trust to protect those assets from future and unknown creditors. This transfer will protect your assets while you are living and will also protect them from the IRS when you die. This said, there are some disadvantages associated with transfers of valuable property into asset protection trusts, which include your likely or known exposure to creditors’ claims, your personal loss of control over how a particular asset is managed once transferred, and potential gift tax consequences that result from the transfer. What assets should be transferred into asset protection trusts depends on your specific situation, including your state of residence, the state where your business has been organized, where your physical office and registered agent are located, where your assets are located, and more.


    Even then, certain assets are considered “exempt” (forever protected) from creditors, and each state determines what it considers exempt assets. In some states, exempt assets include clothing, jewelry, tools, and household furnishings, while in other states additional assets such as life insurance and social security benefits are exempt.

  • DO I NEED AN ATTORNEY?

    In the world of asset protection planning, the best outcome for you, your family, and your loved ones will be achieved only by working with a lawyer who encounters asset protection planning situations daily. You have worked your whole life for what you have, and we encourage you not to leave it to an online form, internet software, or DIY template to care for your family in the way they deserve.

  • HOW MUCH DOES IT COST?

    This is the most often asked question in asset protection planning, and that is okay – we know the topic of cost is a sensitive one when it comes to choosing a professional to guide you, and we have designed our fees on a flat-fee basis only so that you know exactly what you are committing to – and there are no surprises. While we cannot quote fees online or over the phone, we invite you to check out our upcoming educational events where we cover our unique meeting process and fee schedule so that you know exactly how to take the next steps at the best time for you and your family.

  • IS MY RETIREMENT PLAN PROTECTED FROM CREDITORS?

    If you have a retirement plan, federal law does not allow creditors to reach that asset. This applies to profit sharing, pensions, and 401(k) plans. However, both traditional and Roth IRAs may not be protected depending on the situation. We work closely with you so that you know the exact situation in your case and can make the right decisions from an asset protection planning perspective.

  • DOES ASSET PROTECTION ACTUALLY WORK?

    Yes, asset protection planning works when done right. Asset protection is based on the foundational principles that virtually any and every asset you own can be seized from you by a creditor, and any asset you do not own cannot be seized from you by a creditor. In a nutshell, asset protection aims to remove you from the reality where your ownership of an asset is basically the same as your control over an asset. Instead with asset protection planning, we help you legitimately remove yourself from legal ownership over an asset where you maintain control of your assets, which allows you to continue enjoying the economic benefits of your assets while protecting those from creditors. This said, we do not prepare plans where the goal is to evade a known or likely creditor, as at that point this type of planning is too late.

Call Us At (321) 844-8694 For Asset Protection

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